Don’t Be the Same, Be Better with Us !
Almoriaat is a new type of company for Iraq, founded by a group of experienced insurance and risk management professionals.
We see the need for an independent insurance and risk management consultancy to provide advice to both the insurance and business sectors
We understand the issues confronting you and have the contacts and experience to place cover in both Iraq with regulation by the Diwan and into the London reinsurance markets.
We understand how to obtain the best value for money terms in the market. Our policies are from insurers who know what they are doing and understand what the insurance contract must achieve.

Become One of Our Awesome Projects
Reinsurance
Our expertise identified a problem in a MENA country within its Construction industry reinsurance schemes. The programme was reworked to provide a modern treaty at affordable terms.
Business Interruption
This is not widely known in Iraq, but it is possible sometimes to insure increased costs to stay in business following a fire or insured risk.
We arranged a policy where the firm could rent an alternative property while their building was rebuilt after a fire. This meant that output was continued without losing customers.
Affinity Schemes
Our experience in other countries has been to set up schemes for Banks and Mobile Phone operators by way of examples. The insurance was for things as diverse as loans and mobiles.
We have also been able to set up special schemes for car hire operators and their trade association.
Risk Management
A manufacturing business was losing money and could not understand why. Our survey showed that staff turnover due to illness in the Accounts Department was affecting cashflow. It transpired that the lighting in that department was poor. New light bulbs changed the workspace and cashflow improved